Your information
What information will we use?
Ford Money collects personal information from the Website and App;
- you fill in forms (for example when you apply for a Ford Money account); and
- automatically through the use of cookies and similar technologies. You can find out more about this in our Cookie Policy.
How do we use your information?
We’ll use the personal information we collect from the Website and App to;
- Perform tasks that you request, such as creating a Ford Money account.
- Manage our business and our relationship with you;
- Helping with all your questions.
- To meet legal obligations and deter criminal activity.
- Understand how the Website and App is used, so we can improve it.
We may combine and analyse your personal information to;
- Help us develop and improve our products and services;
- Understand our customers better;
- Manage and improve our relationship with you.
Who we share your information with
Your personal information may be shared with: companies or other organisations that we have hired to provide services on our behalf such as web-hosting companies, mailing vendors, analytics providers, event hosting services, and information technology providers;
- Companies or other organisations where you have asked us to or agreed that we may share your personal information with them;
- Professional advisors;
- Any law enforcement agency, court, regulator, government authority or other third party where we believe this is necessary to comply with a legal or regulatory obligation, or otherwise to protect our rights, the rights of any third party or individuals’ personal safety, or to detect, prevent, or otherwise address fraud, security or safety issues.
- Ford Money may also transfer your personal information to Ford Motor Company, other Ford Motor Company Group companies worldwide, and to their service providers. When we transfer your personal information, we will make sure that it is used for purposes which are compatible with those described in this Policy.
Ford Money will check your identity and residency with Credit Reference Agencies before processing your application. We may also perform fraud checks with Fraud Prevention Agencies. We also share certain personal data with third parties who help us to detect and prevent fraudulent transactions. The personal data we share with those third parties includes some of the personal data that you share with us (such as, your name, phone number and email address), and some of the personal data from your online interactions (such as the IP address of your device). That personal data is used to determine whether an event, such as login, could be fraudulent.
One of the third parties we use to help us detect and prevent fraudulent transactions is a company called LexisNexis Risk Solutions Group; they are responsible for their use of your personal data and will use it for the purposes set out in their Fair Processing Notice ThreatMetrix Processing Notice.
Visit the websites of these companies for more information on how they use your personal information;
Lexis Nexis: Lexis Nexis Privacy Policy
GB Group Plc: GB Group Privacy Policy
Experian: Experian Privacy and Data Policy
Transferring Your Personal Information Internationally
We handle your personal data in accordance with UK data protection laws and may transfer it within or outside the European Economic Area (EEA), including to the USA. We take our legal obligations seriously and ensure that appropriate safeguards are in place when transferring your personal information outside the EEA. If you would like more information on how Ford Money protects your personal data in such circumstances, please contact us at the address provided.
What Lawful Grounds Do We Rely On When We Use Your Personal Information?
We use your personal information for different reasons:
- When it is necessary to perform our contract with you. This means we will administer and manage your account and any associated services.
- When we consider, on balance, it is appropriate to process your information for our legitimate interests. Examples of this is if we conduct statistical analysis or generally manage our business.
- When it is necessary to comply with our legal obligations. This means we will comply with laws that apply to us. For example, we will carry out identity and anti money laundering checks or to deal with requests from you to exercise your rights under data protection law.
- With your consent, for example when you say it’s okay for us to send you marketing communications be this email or text messages. You can withdraw your consent at any time by contacting us. Please see the “About Us“ section above for our contact details.